Our records show that you’re enrolled in the Saving on a Valuable Education (SAVE) Plan. As a reminder, a court order ended the SAVE Plan. You must select a new repayment plan, or your student loan servicer will move you into a different repayment plan.

In the coming months, your loan servicer will contact you about your specific deadline to choose a different repayment plan. Once you hear from your loan servicer, you’ll have 90 days to choose another repayment plan. This gives you time to select the plan that works best for you.

Our newest repayment plans—the Repayment Assistance Plan (RAP) and Tiered Standard Plan—will be available starting on July 1, 2026. Visit StudentAid.gov/bigupdates to learn more about these new repayment plans and other changes to the federal student aid programs.

If you don’t want to wait until July 1, 2026, you can choose a different repayment plan that fits your needs and goals now. Since our first email about the SAVE Plan ending, hundreds of thousands of borrowers have applied for a different plan.

If you are not enrolled in the SAVE Plan, did not submit an application for the SAVE Plan, already applied for a new repayment plan, or no longer have a balance on your federal student loans, you do not need to take any action.