Affordable housing continues to dominate headlines and conversations as communities across the nation grapple with the challenge of providing adequate housing for people, especially those with low and moderate incomes. Check out some of the latest housing articles and research from Fed experts.

Personal Installment Loans: Context and Patterns Among U.S. Households
By Catherine Tonsberg, Amy Higgins, Sara Chaganti, and Ellie Pasternack

The Challenges and Opportunities Facing Detroit’s Housing Market: A Look at the Data and Local Responses
By Martin Lavelle and Heidi Reijm

Homeowners Insurance Premiums and Cancellations in Seventh District States: Insights from Publicly Available Zip Code Data
By Andy Polacek and Robin Newberger

Community Issues and Insights 2026: Housing Affordability and Inflation Remain Top Concerns
By Matt Klesta

Texas homeowners pay high insurance costs, face rising premiums
By Mariam Yousuf

How a population boom changed North Dakota’s housing markets
By Juliet Cramer, Ben Horowitz, and Libby Starling

Twin Cities region misses its housing marks
By Juliet Cramer, Ben Horowitz, and Libby Starling

Housing policies in Saint Paul yield mixed results, data and developers say
By Erik Hembre, Libby Starling, and Maxine Xu

Saint Paul Housing Dashboard
By Maxine Xu

Case Studies of the Production and Preservation of Multifamily Affordable Housing in the Second District
By Jacob Scott, Maria Carmelita Recto, and Jonathan Kivell

The Rising Burden of Homeowners Insurance in the Third District States
By Sisi Zhang and Victoria Aglar

Mixed Signals: A Housing Update for the Washington, D.C., Metro Area
By Taylor Pessin and Anthony Tringali

America Underbuilt Inc.: The Supply Side of the U.S. Housing Challenge
By Manu Garcia and Carlos Garriga

The Mortgage Borrower Who Can’t Fail and the One Who Can’t Win
By Manu Garcia and Carlos Garriga