Owning a small business takes hard work, determination, and a lot of problem-solving. But even the most resourceful entrepreneurs need support at times. Whether it’s financial assistance, professional guidance, or legal advice, there are organizations and programs designed to help business owners succeed. The good news is that many of these resources are available year-round and don’t depend on temporary relief programs. 

Below are six places where small business owners can find reliable help today. 

1. Small Business Administration (SBA) Programs 

The U.S. Small Business Administration (SBA) is one of the best-known resources for entrepreneurs. It offers a range of programs that can help with funding, guidance, and education. Some options include: 

• Loans and financing: The SBA guarantees certain loans through approved lenders, which may make it easier for small businesses to qualify for funding. 
• SBA Express loans: For businesses with an established relationship with an SBA lender, these loans can provide access to funds more quickly than standard options. 
• Resource partners: Through local Small Business Development Centers (SBDCs), Women’s Business Centers, and Veterans Business Outreach Centers, the SBA provides free or low-cost training and mentorship. 

The SBA’s website is a useful starting point for exploring these opportunities and finding the local partners that can guide you through the process. 

2. Grants and Funding Databases 

Finding grants can feel challenging, but there are searchable databases that bring many opportunities together in one place. 

Business owners can explore:  

• Grants.gov for federal funding opportunities 
• State and local economic development websites for region-specific grants 
• Private foundations and nonprofit organizations that occasionally run small business grant programs

While grants are often competitive, regularly checking these databases can help small businesses discover opportunities that they might otherwise miss. 

3. Support for Women- and Minority-Owned Businesses 

Some organizations specifically aim to help entrepreneurs who have historically faced greater barriers to funding and resources. The Local Initiatives Support Corporation (LISC) is one example. It provides grants and support programs for small businesses, with a focus on those owned by women, minorities, and entrepreneurs in underserved communities. 

Other potential sources of support include: 

These programs can give entrepreneurs not only access to funding but also networking opportunities and educational resources. 

4. Free Legal Support 

Legal questions can come up at any stage of running a small business. From reviewing contracts to understanding local regulations, professional guidance can prevent costly mistakes. Fortunately, there are organizations that provide free or low-cost legal support to business owners. 

The Lawyers for Good Government Foundation is one example. It partners with volunteer attorneys to offer pro bono legal clinics in select states and cities. Business owners can also check with: 

• Local bar associations, which often host small business legal clinics 
• Law school legal aid clinics, where supervised law students provide support at little to no cost 
• Small Business Development Centers (SBDCs), which sometimes connect entrepreneurs to legal resources in their area 

Access to affordable legal advice can help small business owners feel more confident when making important decisions. 

5. Mentorship and Business Strategy Guidance 

Running a business often means wearing many hats, and having an experienced advisor can make a big difference. Mentorship programs give small business owners access to experts who can share advice on everything from marketing to financial planning. 

One of the best-known resources is SCORE, a nonprofit supported by the SBA. SCORE connects entrepreneurs with volunteer mentors who have real-world business experience. These mentors provide free one-on-one coaching, workshops, and educational materials. 

Other valuable resources include: 

• Small Business Development Centers (SBDCs): Located nationwide, SBDCs offer training, market research, and business planning help. 
• Local chambers of commerce: Many chambers run programs that connect small business owners with seasoned professionals in their community. 

Whether you’re just starting out or looking to expand, mentorship can provide the insights and accountability needed to stay on track. 

6. Managing Business Debt 

For some small business owners, managing debt is just as important as finding new funding. When debts become overwhelming, exploring debt relief options may help. 

Debt settlement is one approach that could allow businesses to negotiate with creditors to reduce what they owe on certain unsecured debts. This process is not the same as a loan or consolidation—it’s an alternative that may be considered depending on your financial situation and eligibility. 

Working with a reputable organization can help ensure that debt relief is handled properly and in line with your long-term business goals. Before making any decisions, business owners may also want to consult a financial professional to understand the risks and benefits of different debt management options. 

Final Thoughts 

Running a small business comes with challenges, but you don’t have to face them alone. From government-backed programs and funding databases to legal aid, mentorship, and debt relief, there are many resources designed to support entrepreneurs. Exploring these options can help you find the guidance and tools you need to keep your business moving forward. 

The content provided is intended for informational purposes only. Estimates or statements contained within may be based on prior results or from third parties. The views expressed in these materials are those of the author and may not reflect the view of National Debt Relief. We make no guarantees that the information contained on this site will be accurate or applicable and results may vary depending on individual situations. Contact a financial and/or tax professional regarding your specific financial and tax situation. Please visit our terms of service for full terms governing the use this site.